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Wyoming

Septic Contractor Insurance in Wyoming

Wyoming licenses no septic installer and no septage hauler at state level — and in the counties that license both, the license is written as a prohibition rather than a qualification.

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An excavated septic tank with two risers, an outlet pipe and a cleanout — septic contractor insurance in Wyoming

Wyoming does not license the people who install septic systems — not at state level. There is no statewide installer license, no statewide certification and no statewide registration, and a page that stopped there would mislead you badly, because in several Wyoming counties a great deal is asked. Where a county has adopted a small wastewater systems contractor license, the county writes it as a prohibition on the person doing the work. Laramie County Small Wastewater System Regulations Section 16(a): “No person except as in (b), shall install, engage in the installation of, or repair a small wastewater system unless he holds a valid Systems Contractor License.” The same section then takes two classes of person out of the license. Employees are written out — “Employees of a validly licensed Systems Contractor shall not be required to be licensed.” — and so is the owner of the land, at Section 16(b): “Any landowner of record may install a small wastewater system for his own use without the necessity of obtaining a license, provided however, such landowner shall first obtain a permit from the Cheyenne-Laramie County Health Department upon a proper showing to the department of competency to complete the said work in accordance with these regulations”. That is the first limb of the scope, and the second limb is geography. The duty reaches only the counties whose own regulations create such a license. No Wyoming statute and no Wyoming administrative rule lays a floor underneath them, so a county that has adopted none imposes none — and counties read for this page attach no installer credential to the trade at all. So the requirement is neither universal nor absent. It reaches the contractor who is paid to do the work, in the counties that have written it, and it does not reach the whole state. And in none of those counties does the license authorize a job: the credential says who may do the work and the permit says this system may be built here. They are separate instruments and neither one substitutes for the other.

Because the county supplies the credential or does not, the permit is the layer worth understanding first — the state supplies it wherever the county does not. W.S. 35-11-304(a) delegates to a qualifying county, among other things, the authority “to review and approve construction plans, conduct inspections and issue permits”, and where a county has not taken that delegation the same functions stay with the Department of Environmental Quality, Water Quality Division. The state also sets a condition on who may hold the inspecting role, at W.S. 35-11-304(a)(iv), in terms of “a registered professional engineer or city or county sanitarian for small wastewater facilities or other qualified individual approved by the water quality division administrator”. Design is reached the same way — not through a designer credential, which Wyoming does not issue, but through the professional engineer seal on stated triggers. Water Quality Rules Chapter 25 Section 2 names non-domestic wastewater from commercial and industrial facilities, high strength wastewater, individual permits to construct, and soil percolation rates outside a stated band; Chapter 3 Sections 4(a)(iv) and 5(f) require the seal on plans, specifications and reports submitted under that chapter. One live ambiguity is worth carrying in the job file rather than in your head: in Campbell County the state agency and the county publish different answers about which of them permits a commercial system, and neither statement is treated here as settled. Ask which counter, and write down who told you.

Pumping and hauling runs on the same divided shape and a different instrument. No state permit, license or registration attaches to whoever pumps or transports septage in Wyoming; the state’s instrument sits on the place where the material ends up, rather than on the truck or the operator. A hauler credential, where one exists, belongs to the county, and in the exemplar county it is a prohibition in the same style as the installer one. Section 17(a): “No person shall engage in the cleaning of a small wastewater system or the transportation of sewage to a disposal site unless he holds a valid Waste Haulers License”. Employees again are written out — “Employees of a validly licensed Waste Hauler shall not be required to be licensed.” — so this is one license held by the business, with two surfaces. The second surface is the equipment. The vehicles are not separately licensed and they are separately inspected: “An annual inspection of the waste haulers vehicles shall be conducted prior to license renewal.” And they are marked, at Section 17(a)(i): “The company name and license number shall be posted on both sides of the vehicle cab in letters at a minimum of six (6) inches high.” Two conditions of that license are ours. The first is insurance on the face of the credential, at Section 17(a)(iii): “Proof of liability insurance shall be required prior to the issuance and renewal of a license.” No limit is stated in the regulations, so the county requires the coverage and leaves the amount to the market, and because the proof is required prior to renewal, a lapse is a licensing problem before it is an insurance one. The second is where the load may go, at Section 17(b)(iii): “A license holder shall dispose of the collected non-hazardous liquid waste only at a site approved by the Laramie County Board of County Commissioners, the Cheyenne-Laramie County Health Department and the Wyoming Department of Environmental Quality.” So the disposal-site restriction pulls in all three tiers at once: three approvals for one load.

Wyoming issues no credential to inspect or evaluate an existing septic system, and inspection is still done — by the permitting authority’s staff, under the permit, which is why those two facts have to travel together. What the state regulates instead is set out under Inspecting and evaluating below, with the authority for each part of it, so this page will not restate it here. What a contractor should take from it is narrower. An inspection of the new installation is required under the permit in every regime read for this page, and in the exemplar county the duty to call for it is put on the credential holder — Section 16(c)(v): “Notice of a requested inspection shall be given by the license holder not less than twenty-four (24) hours before the inspection is to be made.” Miss that notice and the license holder has not called for the inspection the permit requires. At a property transfer, where a Wyoming county runs an evaluation program at all, the evaluation is performed by that county’s own environmental health staff and it is driven by lender practice rather than by a state duty. The exposure is easy to miss because no license marks it: a contractor who gives a buyer, a seller or a lender an opinion on an existing system in Wyoming is doing uncredentialed work that somebody is relying on in a transaction, with no state certification to point at as a standard of care and no state body that will have reviewed the opinion.

The sharpest way to see what Wyoming has decided about this trade is to stand on a rural lot and look at the two holes in the ground. The well is a licensed trade statewide. W.S. 33-42-103(f): “It shall be unlawful for any person to construct, alter or rehabilitate a water well or install pumping equipment in a water well without a license as provided by this act unless the activity is exempted from the licensing requirements of this act.” That act even splits itself in two, at W.S. 33-42-103(c): “The licensing of water well drilling contractors and the licensing of water well pump installation contractors are separate and distinct activities.” The septic system on the same lot has no statewide credential at all — though the county it sits in may well attach one, and the permit on the system is a separate instrument either way. A contractor who digs both is regulated as a person for one half of the job and as a permit holder for the other, under two different bodies. And the one place the trade is named in the whole of Wyoming’s professions title is an exemption: among the individuals the Professional Geologists act exempts from its licensing provisions, W.S. 33-41-117(a)(ix) lists “Individuals engaged in the practice of subsurface sewage disposal;”. The legislature named this work in order to say that a credential does not reach it — which is worth knowing before a search result convinces you otherwise.

There is a third layer, it is municipal, it is blind to this trade, and it carries the insurance conditions that matter most. The state’s largest city licenses building-trade contractors through its own board. City of Cheyenne Contractor Licensing Regulations Section 3.1: “No person may perform work, services or advertising related to the construction, erection, addition, alteration, repair, equipping, moving, removal, conversion or demolition of any building or structure within the City without having obtained the contractor and building trade licenses required by the Ordinances and the City of Cheyenne Contractor Licensing Regulations.” Those regulations never mention septic work or small wastewater, so this is a companion credential and not the septic one — the nearest class in them is a sewer and water main subcontractor license, which is mains work rather than on-site disposal. But its conditions are ours twice over. Section 3.4: “A contractor license shall not be issued until a current certificate of insurance has been filed and approved by the building department.” And Section 3.2: “No license shall be issued by the City until the required certificate of insurance and Wyoming workers compensation letter of good standing has been provided.” The minimum limits are published by license class in those same regulations; they are a municipal figure that can move, so read them rather than take a number off a page. Put the three layers together and a contractor working inside that city can be under three instruments on one job — the county health department’s systems contractor license, the city’s building-trade license, and the permit on the system — none of which substitutes for either of the others, and two of which are conditioned on coverage staying in force. That turns a cancellation notice into a work stoppage.

Workers compensation is the Wyoming answer that surprises contractors who have run a crew anywhere else. The statement of it, with its citations, is in the workers compensation block below. What that block does not carry is what follows from it, and four things do. This trade is in the schedule twice over. W.S. 27-14-108(a)(ii) sets the method — “Regardless of individual occupation, all workers employed in the following sectors, subsectors, industry groups and industries, as each is defined in the most recent edition of the North American Industry Classification System (NAICS) manual:” — so the question is which industry the business sits in, not what a given worker did that day. The installer is reached by (a)(ii)(D), “Construction, sector 23;”, and the pumper by (a)(ii)(M)(II), “Subsector 562, waste management and remediation services.” A Wyoming business that installs and pumps sits in two covered classes. Next, that classification is the division’s to make and yours to contest, and the burden is not where you would expect: W.S. 27-14-201(a) provides that “Employments affected by this act shall be divided by the division into classes, whose rates may be readjusted annually as the division actuarially determines. Any employer may contest his classification as determined by the division following the contested case provisions of the Wyoming Administrative Procedure Act except that the division shall carry the burden of proving that the classification is correct.” Third, the owners are outside by default. The act’s definition of employee excludes by person rather than by industry — casual labor, the independent contractor, the sole proprietor, the partner, the corporate officer, the limited liability company member. An employer electing under W.S. 27-14-108(k), the door back in by written election, “shall not withdraw coverage at any time during the subsequent eight (8) calendar quarters”, so the election is a commitment. Fourth, and this is why a Wyoming septic sub is asked for paperwork constantly: on private work the subcontractor rule at W.S. 27-14-206(e) leaves the general contractor answerable for the premiums a subcontractor has not paid, and on public work W.S. 27-14-206(b) makes it a checking duty — “The prime or general contractor shall secure certification when a contract is awarded or before permitting a subcontractor to begin work, that the subcontractor has in good standing an account under this act that covers all coverable employees in the employ of the subcontractor.” So the document being asked for is not a certificate from an insurer. It is evidence of a good-standing account with the state division — the same document the state’s largest city wants before it will issue a building-trade license.

Read together, a Wyoming septic business answers to a county credential where one exists, a permit from the county or the state, a city license where a city requires one, and one state fund account — and only the state fund account is the same everywhere. Where a county credential exists it can be lost, and a revocation is not a quiet event — Section 16(d)(iii) provides that “A systems contractor whose license has been revoked may not be considered for re-licensing for at least one year following the revocation date.” Losing it does not lift the permit requirement, because the county license and the permit on the system were never the same instrument and never covered for one another. Where no county credential exists, the public record cannot tell a careful installer from a careless one, so the certificate of insurance ends up standing in for the license a neighboring county would require. The sections below set out each axis with the authority it rests on and a link to the source, so you can check the law rather than take this page’s word for it. Tell us which counties you actually work in and what you do when you get there, and we will tell you which of these reaches you.

What Wyoming requires of a septic business

Installing

Wyoming has no statewide septic installer license, certification or registration, and in the counties that have adopted one the license is a prohibition: a person may not install or repair a small wastewater system there without it. The state supplies the permit; the county supplies the credential, or does not.

Authority Laramie County Small Wastewater System Regulations, Section 16, made under the Wyoming Environmental Quality Act and W.S. 35-1-301 through 35-1-309; state layer: W.S. 35-11-301(a)(iii), W.S. 35-11-304 and W.S. 35-1-303(a). — read the source

Pumping and hauling

Wyoming requires no state permit, license or registration of the person who pumps or transports septage. The state’s instrument attaches to the PLACE the material ends up, not to the truck or the operator. Where a hauler credential exists it is a county license, and in the exemplar county it reaches the operator and the vehicles by two different mechanisms and conditions issuance on proof of liability insurance.

Authority Laramie County Small Wastewater System Regulations, Section 17; state layer: W.S. 35-11-301(a)(i) and (iii), Water Quality Rules Chapter 3 Section 2(a)(i), Water Quality Rules Chapter 25 Appendix B. — read the source

Inspecting and evaluating

Wyoming credentials nobody to inspect or evaluate an existing septic system, at property transfer or otherwise. Inspection is done, and it is done by the permitting authority’s own staff under the permit.

Wyoming regulates four things instead of certifying a septic inspector. First, it certifies wastewater personnel, and the certification reaches public systems. W.S. 35-11-302(a)(iv) directs the administrator to recommend "Standards for the definition of technical competency and the certification of operating personnel for community water systems and nontransient noncommunity water systems, sewerage systems, treatment works and disposal systems and for determining that the operation shall be under the supervision of certified personnel." The rule made under it states its own reach: "This rule requires all public water supplies and publicly owned wastewater treatment and collection systems be operated by an appropriately certified operator and establishes the standards for experience, training, and certification of such operators for the protection of the public health of the people of Wyoming." PUBLICLY OWNED. A household septic system is neither. Second, it inspects the installation, through the permitting authority. Third, it requires a professional engineer’s seal on stated classes of work, which is a design credential and not an inspection one. Fourth, it does run a conveyance-triggered standard, and it is for the water supply, not the septic system. W.S. 35-1-229(b): "The department of health may promulgate rules and regulations to set standards for the chemical, bacteriological, physical or radiological content of a small water supply and shall be applicable only when a legal interest in real property to which the small water supply is appurtenant is conveyed from one (1) party to another or when a conveyance is reasonably anticipated and when such standards are required by a lender." THE TRIGGER IS A LENDER’S REQUIREMENT AND THE SUBJECT IS THE WELL.

read the source

Workers compensation

Wyoming employers in covered employments do not buy workers compensation insurance on the open market: the Wyoming Constitution directs the legislature to maintain a fund out of which compensation is paid for all extrahazardous employments, W.S. 27-14-701(b) makes every award payable from that account, and W.S. 27-14-207(a) forbids an employer subject to the act from commencing business in Wyoming without applying for coverage and receiving a statement of coverage from the worker’s compensation division within the department of workforce services. Septic construction and septage pumping both sit inside the industry schedule the act calls extrahazardous, so a Wyoming septic employer’s coverage runs through the state fund and its owners are outside the system unless the business elects them in.

Authority Wyoming Constitution art. 10 § 4; W.S. 27-14-101; W.S. 27-14-102(a)(vi) and (a)(vii); W.S. 27-14-104(a); W.S. 27-14-108(a)(ii)(D), (a)(ii)(M)(II), (g)(x), (j) and (k); W.S. 27-14-201(a); W.S. 27-14-203(f); W.S. 27-14-206(b) and (e); W.S. 27-14-207(a); W.S. 27-14-701(a) and (b). — read the source

What Wyoming requires of a septic business — installing, hauling, inspecting and workers’ comp through the state fund — and what each requirement leaves to the insurance program.

A panel for Wyoming in rows. Each row sets one thing the state requires beside the exposure that requirement leaves open and the coverage line that answers it. Installing: No statewide license; counties that adopt one license installers. It leaves open a failed install or drainfield, damage to the customer’s property, which General Liability and Pollution Liability answer. Pumping and hauling: A septage hauling permit is required, and local rules vary. It leaves open a spill or release in transit, the truck at fault, which Commercial Auto and Pollution Liability answer. Inspecting and evaluating: No statewide inspector or evaluator certification; it varies locally. It leaves open a missed defect in an inspection or design, which Professional Liability answers. Workers compensation: Compulsory; placed only through the state fund. No connector is drawn for this row. Notes: A license, permit or bond is not a policy — a bond secures the public body that requires it, not the customer. Workers’ comp is placed through the state fund, so no connector is drawn to that line. The conclusion reads: The credential is not the coverage — the program is. No figures are shown.

Where we write in Wyoming

Cheyenne · Laramie County

A lapse in any one of the three stops the work rather than flawing it, and two of the three are conditioned on insurance staying in force — which turns a cancellation notice into a work stoppage.

Casper · Natrona County

A tested credential is a credential that can be failed and a license that can be revoked, and a revocation here carries a stated waiting period before re-licensing — an interruption that is neither a claim nor a defect but stops the business.

Gillette · Campbell County

A contractor who cannot say with certainty which counter issued the authorization for a commercial job has a documentation gap that only surfaces when somebody asks for the file — which is usually after something has gone wrong.

Jackson · Teton County

Where the regulator holds the system and not the person, nothing in the public record distinguishes a careful installer from a careless one, and the certificate of insurance does the work that a license does one county over.

Evanston · Uinta County

A requirement stated this plainly is one a homeowner can check, so the contractor’s license status becomes a sales fact as well as a compliance fact.

Rawlins · Carbon County

A state-permitted county is a county with no local license to lapse and no local inspector to call, so the contractor’s own records are the only contemporaneous evidence that the work met the standard.

Sheridan · Sheridan County

When the permit belongs to the owner and the work belongs to the contractor, the two parties' records diverge from day one — and a completed-operations argument years later turns on whose file the inspection sign-off ended up in.

Wyoming questions we get asked

Does Wyoming license septic installers?

Not at state level — and in some counties, very much so. There is no statewide Wyoming septic installer license, certification or registration. Where a county has adopted one, it is written as a prohibition rather than a qualification. Laramie County Small Wastewater System Regulations Section 16(a): “No person except as in (b), shall install, engage in the installation of, or repair a small wastewater system unless he holds a valid Systems Contractor License.” A county that has adopted no such license imposes none, because no Wyoming statute and no Wyoming administrative rule lays a statewide floor underneath the counties. So the duty reaches the people who do this work in some Wyoming counties and not in every one of them, and which you are standing in decides it. One thing does not vary: the license is never the permit. The system still has to be permitted before it is built, and the two instruments do not stand in for one another.

My county does not license installers. Can I just start work?

No — the credential and the permit are different instruments, and the permit is the one that exists everywhere. The system itself has to be permitted before it is built, by the county or by the state. W.S. 35-11-304(a) lets a qualifying county take, among other things, the authority “to review and approve construction plans, conduct inspections and issue permits”; where no delegation exists those functions stay with the Department of Environmental Quality, Water Quality Division. One caution worth a phone call: in Campbell County the state agency and the county publish different answers about which of them permits a commercial system. Both were read for this page and neither is treated here as settled — ask which counter before you submit, and keep the answer in the job file.

Who is exempt from a Wyoming county installer license?

Two classes are, in the exemplar county, and neither of them is a contractor. Employees of a licensed holder are written out of it — Section 16(a): “Employees of a validly licensed Systems Contractor shall not be required to be licensed.” And the owner of the land is written out of it on conditions, at Section 16(b): “Any landowner of record may install a small wastewater system for his own use without the necessity of obtaining a license, provided however, such landowner shall first obtain a permit from the Cheyenne-Laramie County Health Department upon a proper showing to the department of competency to complete the said work in accordance with these regulations”. Read that carve-out closely: it relieves the landowner of the license and not of the permit, because the two are separate instruments and neither is interchangeable with the other. And notice what neither carve-out reaches — the person paid to install somebody else’s system is exactly who the prohibition is aimed at.

Does Wyoming license septage haulers or pump trucks?

The state licenses neither. No state permit, license or registration attaches to whoever pumps or transports septage in Wyoming — the state’s instrument sits on the place where the material ends up. A hauler credential, where one exists, is a county one, and in the exemplar county it is a prohibition too. Section 17(a): “No person shall engage in the cleaning of a small wastewater system or the transportation of sewage to a disposal site unless he holds a valid Waste Haulers License”. Employees of a licensed hauler are exempt. The trucks are not separately licensed, and they do carry duties: “An annual inspection of the waste haulers vehicles shall be conducted prior to license renewal.” and, at Section 17(a)(i), “The company name and license number shall be posted on both sides of the vehicle cab in letters at a minimum of six (6) inches high.”

Does Wyoming certify septic inspectors — and is an inspection ever required?

Wyoming issues no septic inspector certification, and inspections are still required, which is why those two facts belong in one sentence. An inspection of the new installation is required under the permit in every regime read for this page, and in the exemplar county the burden of calling for it sits on the credential holder — Section 16(c)(v): “Notice of a requested inspection shall be given by the license holder not less than twenty-four (24) hours before the inspection is to be made.” At a property transfer, where a Wyoming county runs an evaluation program at all, the evaluation is done by that county’s own environmental health staff and it is driven by lender practice rather than by a state duty. The block below sets out what Wyoming regulates instead, with the authority for each part of it.

Can I shop workers compensation for a Wyoming crew?

No, and that is not a market comment — it is the state constitution. The statement of it, with its citations, is in the workers compensation block below. Two things follow that a septic business feels directly. First, this trade sits in the schedule twice: W.S. 27-14-108(a)(ii)(D) reads “Construction, sector 23;” and (a)(ii)(M)(II) supplies “Subsector 562, waste management and remediation services.” — the installer by one entry and the pumper by the other. Second, the owners are outside the system by default and come in only by election under W.S. 27-14-108(k). So the paperwork a general contractor asks a Wyoming septic sub for is not a certificate from an insurer at all — it is evidence of a good-standing account with the state division.

This page reports Wyoming law as our own state research file records it. It is general information rather than legal advice, and it is not an opinion on what any policy covers — the wording you hold controls that, and carriers do not all write it the same way.

Talk it through with someone who reads the forms

Tell us what you install, what you pump and who is on the crew, and we will read the forms against the work.

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